At CatCarz Ltd, we specialise in selling cars that have been professionally repaired after having been lightly damaged but to an extent that the Insurer, for a variety of reasons, has elected not to repair.
Insurers call these vehicles ‘Category N’ vehicles. We source these cars from Insurers directly with a focus on vehicles with low mileage and limited previous ownership that have only suffered minor cosmetic damage. We do not sell any vehicles that have been damaged structurally, these are termed ‘Category S’ vehicles.
Founded in 2022, we recognised the growing trend of Insurance Companies deeming vehicles to be ‘beyond economical repair’, all too often for minimal damage.
Insurance Companies frequently decide not to repair vehicles to ensure a rapid claim resolution to mitigate their expenses. Thus, even a minor incident, such as hitting a pothole, can lead to expensive repair estimates and replacement part delays, leading the insurer to write the car off rather than pay for costly hire car charges whilst awaiting delivery of parts to complete a repair.
At CatCarz Ltd, we see opportunity where others see loss. We source only Category N vehicles directly from Insurance Companies and repair them using original or high-quality affordable parts. By leveraging our network of dismantlers and repair experts, we restore vehicles to their former condition at a fraction of the cost. This allows us to offer well-maintained cars to our customers at a lower price than comparable models on the market.
Take Sam's case: a minor door dent led his insurer to write off his beloved, well-maintained BMW. While the body shop quoted for extensive repairs, we sourced a replacement door in the same colour, saving time, money, and the need for unnecessary repainting. As a result, we pass those savings onto our customers, who not only get a great deal but receive a car in excellent mechanical condition.
Let us not forget that none of the cars that we stock were intended to be replaced by their previous owner. This differentiates us from our contemporaries who are selling trade vehicle stock for which the previous owner may have been encouraged to ‘move on’ due to observations of costly repairs on the horizon.
We are proud to partner with the award-winning Warranty Solutions Group, which offers six-month Gold warranties on our vehicles. In fact, we are told that our claim rates are lower than many traditional dealerships, thanks to the care and attention our vehicles receive before they hit our forecourt.
A common misconception is that a Category N vehicle is difficult to insure. This is not true!! Try a quick check on the internet or call your existing insurer who will confirm this.
But please, don’t just take our word for it check out our reviews and see why so many customers trust CatCarz Ltd for quality vehicles at great prices.
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